Replacement vehicle in 2 hours · 7 days a week

Road Traffic Accident claims handled end-to-end.

Get in touch as soon as you have had an accident and we will start the process straight away. Personal injury, replacement vehicle, loss of earnings, bicycle accident claims & excess recovery — one phone call covers it all.

2-hour replacement delivery

Zero impact on your insurance

Had an accident?

Tell us what happened. We'll call back within the hour — usually much sooner.

No Win, No Fee · Your details are kept strictly confidential.

Avg replacement delivery

2 h

Delivery every week

7 days

Taxi-spec vehicle

24 h

Cost to you

£ 0

Important

Why you shouldn't claim through your own insurer.

If the accident wasn't your fault, going through your own policy is almost always the wrong move. It triggers consequences that hit you financially — even though you did nothing wrong. We deal directly with the fault party's insurer instead. That means your policy isn't touched, your premium stays where it is, and you keep your No Claims Bonus intact.

Annual renewal rates doubled

Insurers routinely double renewal premiums after any claim — even a non-fault one.

No Claims Bonus lost

Years of careful driving wiped out from a single non-fault claim if handled the wrong way.

Excess charges you pay

Your policy excess comes out of your pocket even though the accident wasn't your fault.

6+ months on record

A claim sits on your insurance history for six months or more — affecting every future quote.

What we handle

Claims we win, day in, day out.

From road traffic accidents to workplace injuries — one dedicated handler, regular updates, zero upfront cost.

Personal Injury Claims

We support clients with injuries ranging from minor whiplash through to life-changing trauma — and everything in between.

· Whiplash & soft tissue injuries
· Back & neck injuries
· Fractures & broken bones
· Psychological injury

Like-for-Like Replacement Vehicles

Delivery within 2 hours on average, 7 days a week. You get a comparable vehicle to keep your life moving.

· 2-hour average delivery
· 7 days a week availability
· Comparable to your own car
· No cost to you

Loss of Earnings Compensation

If your injuries keep you off work, we recover every pound of lost income — wages, overtime and self-employed earnings.

· Full wages & salary
· Overtime & bonuses
· Self-employed income
· Ongoing recovery periods

Excess Money Recovery

Reimbursement of any comprehensive policy excess you've already paid — we'll get it back from the fault party.

· Comprehensive policy excess
· Recovered from the fault insurer
· No deductions from your claim
· Straightforward process

Special Hire for Taxi Drivers

We help taxi and private hire drivers arrange a suitable replacement vehicle so they can keep working while their own vehicle is off the road.

· Taxi-spec replacement vehicles
· Licensing requirements considered
· Suitable equipment, including meters and radios
· Support throughout the hire period

Medical Expenses Recovery

Reasonable medical costs caused by your accident may be included in your claim. We help you gather the receipts and evidence needed.

· Treatment and prescription costs
· Physiotherapy and rehabilitation
· Travel to medical appointments
· Supporting receipts and reports

How it works

From phone call to settlement.

1 Call us first

Before your insurer. Within minutes we know what you need and start making it happen.

2 Vehicle sorted

Replacement delivered in around 2 hours. Repairs or cash settlement arranged directly.

3 Claim built

Medical reports, loss of earnings evidence, excess recovery — we document everything.

4 Settlement

We negotiate the maximum compensation and get the money into your account.

      EXCELLENT  
   Based on 89 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Thomas Jeeves 
 
 
 
 Trustindex verifies that the original source of the review is Google. Any time I have had any issues or problems with my insurance, these guys are the best, HIRE, vehicle damage, Loss of earnings and personal injury, they do it all, highly recommend!
  
 
      Posted on Google  
   
   Muneeb Ali Hafiz 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve had a really positive experience with Accident Specialists. They have been brilliant throughout the whole process and helped me get the repair settlement from the third-party insurers really quickly.

The team have been helpful, professional and easy to deal with, and they took the time to explain everything clearly whenever I had any questions. Communication has been great, and I really appreciate all the help and support they’ve provided.

Thank you to Jav and whole team for making what could have been a stressful experience so straightforward. I would definitely recommend their services to anyone who finds themselves in a similar situation!
  
 
      Posted on Google  
   
   hosteanu eduard 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great experience . No headache . They just do what they said.I will recommend them
  
 
      Posted on Google  
   
   Lottie Granville 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sue was absolutely fabulous!, really helpful and reassuring at a confusing time, would recommend highly  thank you for all your help
  
 
      Posted on Google  
   
   Ірина Біяк 
 
 
 
 Trustindex verifies that the original source of the review is Google. I would like to sincerely thank you for your wonderful support, assistance and professional approach during the difficult situation I found myself in.

At a challenging time for me, I received not only the help I needed, but also genuine care, understanding and support. Once again, I was reminded of your professionalism, reliability and respectful approach.

Thank you for being there for me and helping me through this difficult period. I truly appreciate your work and the way you treat people. 🤍
  
 
      Posted on Google  
   
   Saj 
 
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely amazing service from start to finish with my mums claim. The team provide regular updates and highly recommend the company and team to deal with anyones claim far better than insurance companies customer service team for sure.
  
 
      Posted on Google  
   
   Ke Henry 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very good service. Communication is great and quick.
  
 
      Posted on Google  
   
   Tony Montana 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent and professional services. Tried and trusted. I recommend this company to anyone looking to do an accident claim.